March 29, 2017
Rathbun Insurance

Your Lansing Health Insurance Agency

Health care costs are high and getting higher. Who will pay your bills if you have a serious accident or a major illness? With health insurance, you protect yourself and your family in case you need medical care that has the potential to be very expensive.

There are several different types of individual health insurance. You can get fee-for-service, HMO or PPO plans, but you should know the differences and coverage limitations before making any purchase decision.

The factors that help us determine what plan is best for you are:

  • How long you will need coverage for
  • If you have any pre-existing conditions
  • If your health history and build are such that you can qualify for individual plans with 'preferred' discounts
  • Whether you will need maternity coverage
  • If you want a plan to just assist with catastrophic bills or to also provide basic benefits

If you can call us with this information or fill it in on our online form we would be glad to get information to you on different plans to consider.


Blue Cross Blue Shield of Michigan:

Blue Cross Blue Shield of Michigan offers many individual plans to fit most any budget. The advantages of Blue Cross are:

  • You do not need to give them any private health information to apply for coverage
  • Your rates do not depend on your health status
  • Once you have met the pre-existing conditions waiting period they provide coverage for pre-existing conditions
  • It is widely accepted by a network of hospitals and health care providers.

Click the Blue cross logo below for information on the individual plans available. You will also be able to apply online with Blue Cross. Should you need any assistance through this process please call our office at (517) 482-1316.

 Blue Cross Blue Shield of Michigan

Contact us today for more information about Health Insurance or fill out our online quote form.