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The Rathbun Agency Blog

All You Ever Wanted to Know About Insurance

2020-2021 MCCA Fee Released

The Michigan Catastrophic Claims Association (MCCA) has just announced that the current per vehicle assessment of $220 will be lowered to $100 per vehicle for the period beginning July 2nd, 2020 through June 30th, 2021....

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October Quotes for a Cause - Homeless Angels

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Community Highlight - Lansing Arts Gallery and Education Center

Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization...

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Congratulations, Brittany, Karen & Kim!

Congratulations are in order for Customer Service Representatives Brittany Allen, Karen Watson and Kim Evans for passing their Property and Casualty Insurance Producer licensing exam. We are so very proud of all three...

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Community Highlight - Homeless Angels

Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization...

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What Do I Need to Know About Individual Health Open Enrollment?

It's that time of the year again for Open Enrollment for individual health policies. What do you need to know in regards to this year's open enrollment window? Rates will vary by person and county, but Preferred...

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September Quotes for a Cause - Jesse Melot Scholarship Fund

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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What is a Mini Tort Claim and How Do I File One?

A mini tort claim is like a small civil suit that you file against an at-fault driver. As a courtesy to our customers, The Rathbun Agency files mini tort claims with other insurance carriers. At this time, the maximum...

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August Quotes for a Cause - Michigan Wildlife Conservancy

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Community Highlight - Jesse Melot Scholarship Fund

Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization...

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What No-Fault Changes Are Effective Now?

While there are several implementation dates that affect the recent no-fault reform law, the vast majority of provisions do not take effect until July 1st, 2020. However, there are certain provisions that took an...

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July Quotes for a Cause - The House of Promise

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Community Highlight - Michigan Wildlife Conservancy

Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization...

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Community Highlight - The House of Promise

Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization...

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Do I Need A Personal Umbrella Policy?

Yes. But what is an umbrella policy? A personal umbrella policy is an additional liability policy that provides coverage beyond the limits of your primary personal insurance policies. Typically, the umbrella is...

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June Quotes for a Cause - Footprints of Michigan

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Rathbun Agency Wins 2019 Top of the Town Award!

A big thank you to all our insureds and supporters who voted for us to win Best Insurance Agent/Agency in this year's City Pulse Top of the Town! We wouldn't have been able to make it sixty-three years serving our local...

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Community Highlight - Footprints of Michigan

Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization...

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Auto Insurance Reform Bill Drastically Changes Landscape of Michigan Insurance

Originally posted in Lansing State Journal: Last Wednesday morning, Gov. Gretchen Whitmer signed an auto insurance reform bill that drastically changes the landscape of the Michigan insurance industry. The new law...

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May Quotes for a Cause - Life as a Zebra Foundation

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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What Do We Know About No-Fault Reform?

A bipartisan agreement has been sent back to the Chambers for a vote after Governor Gretchen Whitmer, Speaker Lee Chatfield, and Senate Majority Leader Mike Shirkey announced they have reached a compromise on reforming...

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Congratulation on your MBA, Ben!

Over the weekend, we celebrated with Agent Ben Rathbun for graduating from Olivet College! For the last four years, Ben has been working on his Masters of Business Administration in Risk Management & Insurance.After...

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What's the Difference Between Market Value and Replacement Cost?

One of the most common questions we get when insuring a piece of property is how we determine the insurable value. Oftentimes we present a home insurance proposal to an insured and they inquire as to why the dwelling...

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Community Highlight - Life as a Zebra

Striving to be a strong community partner, we partner with a different community organization each month through our Quotes for a Cause program. Our agency donates $5 per new business quote, regardless of whether or not...

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Rathbun Agency Named Top Ten Agency

This afternoon, we were named a Top Ten agency by Auto-Owners Insurance for their Western Michigan Region! The Top 10 agency representatives met today with Dan Thelen, President, and Cathy Adcock, Regional Vice...

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April Quotes for a Cause - Small Talk Children’s Advocacy Center

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Congratulations, Dee!

Congratulations are in order for Customer Service Representative Dee Ordiway for passing their Property and Casualty Insurance Producer licensing exam. We are so very proud of you!

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Groundbreaking at Rotary Park!

This week the Community Foundation broke ground on Rotary Park downtown, which will be completed by August. The new park will be home to a new kayak launch, a revamped plaza full of colorful furniture, a fireplace,...

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March Quotes for a Cause - 517 Day

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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What is Uninsured and Underinsured Motorists Coverage?

In order to legally drive your vehicle, The State of Michigan requires that you carry casualty or liability insurance. This provides coverage for damage done by YOU to some other party for which you are legally liable....

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Congratulations, Mary & Jen!

Congratulations are in order for Customer Service Representative Mary LeZotte and Operations Manager Jennifer Walker for passing their Property and Casualty Insurance Producer licensing exam. We are so very proud of you...

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Community Highlight - Small Talk Children’s Advocacy Center

Striving to be a strong community partner, we partner with a different community organization each month through our Quotes for a Cause program. Our agency donates $5 per new business quote, regardless of whether or not...

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61 Years!? That's a Long Time!

This year, The Rathbun Agency will celebrate their 63rd year in business! We have been fortunate to have several long term customers who have partnered with us for decades. We've been lucky enough to manage their risk...

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Community Highlight - Lansing Made 517 Day

Striving to be a strong community partner, we partner with a different community organization each month through our Quotes for a Cause program. Our agency donates $5 per new business quote, regardless of whether or...

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February Quotes for a Cause - Harley Beatty Foundation

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Welcome Home, Jen!

We are proud to welcome Jennifer Walker as our newest team member. She will be joining The Rathbun Agency as Operations Manager! After graduating from Davenport University with degrees in Business Management and Human...

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Paul and Ben Rathbun Graduate from Total Quality Agency!

For the past year, President Paul Rathbun and Producer Ben Rathbun have been attending classes to work towards their Total Quality Agency (TQA) designations. TQA is a year long course offered by the Michigan...

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Congratulations to our Newly Licensed Account Managers!

Congratulations are in order for Cheryl Grimes and Jennie Six for passing their Property and Casualty Insurance Producer licensing exam. We are so very proud of you both!

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Congratulations, Cheryl!

A big congratulations to Customer Service Representative Cheryl Grimes for earning her Certified Insurance Service Representative (CISR) designation. We are very proud of all your hard work and for passing all five of...

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5 Tips to Keep Pipes From Freezing

With the extreme cold temperatures around Mid-Michigan the past few weeks, the risk of frozen pipes is more present than ever. As water freezes, it expands and puts pressure on pipes. When there’s too much pressure on...

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Community Highlight - Harley Beatty Foundation

Striving to be a strong community partner, we partner with a different community organization each month through our Quotes for a Cause program. Our agency donates $5 per new business quote, regardless of whether or not...

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January Quotes for a Cause - Advent House Ministries

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Community Highlight - Advent House Ministries

Striving to be a strong community partner, we partner with a different community organization each month through our Quotes for a Cause program. Our agency donates $5 per new business quote, regardless of whether or...

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Do You Need the Car Rental Insurance if You Already Have Car Insurance?

When on vacation, the nice salesperson at the rental car company counter is going to offer you their insurance coverage. Do you really need everything they're offering? It depends. The four coverages that the rental...

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December Quotes for a Cause - The Oldham Project

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is...

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Rathbun Agents Assist with Insurance Career Speed Dating

We love teaching tomorrow's generation about opportunities in the insurance industry. Each year, Agent Ben Rathbun speaks to high school students about insurance careers. This year, Accident Fund hosted us as we...

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Ele's Place Receives West Bend's Spirit of the Silver Lining Award

West Bend Mutual generously awarded their Spirit of the Silver Lining Award to Ele's Place - Lansing last night. Each year, West Bend bestows this award to nonprofits in which their agents are heavily involved.Agency...

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