Patricia heads up our financial services division, handling group and individual benefits. She has a business degree from Northern Michigan University. Pat handles life, health and disability insurance as well as employee and individual benefits. Pat has been a resident of Delta Township for 30 years and a member of St. Gerard Church. She is a board member of the Saginaw Oakland Commercial Association and the Delta-Waverly Rotary, where she heads up the Backpack Program. In her free time, Pat enjoys biking, running, kayaking and spending time with her granddaughters.