Patricia heads up our financial services division, handling group and individual benefits. She has a business degree from Northern Michigan University. Pat handles life, health and disability insurance as well as employee and individual benefits. Pat has been a resident of Delta Township for 30 years and a member of St. Gerard Church. She is a board member of the Saginaw Oakland Commercial Association and the Delta-Waverly Rotary, where she heads up the Backpack Program. She sits on the Agents Advisory Council for Physicians Health Plan (PHP). In her free time, Pat enjoys biking, running, kayaking and spending time with her granddaughters.