The Rathbun Agency – Local, Independent, Trusted.

The Rathbun Agency is independently owned and locally operated to handle your insurance needs. We focus on Michigan and offer affordable and reliable insurance choices all across Michigan. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

July Quotes for a Cause - Against All Odds

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased! For July's Quotes for a Cause we partnered with Against All Odds Foundation and were able to present them with a check for $1,000. Founded in 1999, the foundation supports cancer survivors with their imminent needs such as phone bills, groceries, co-payment of prescription medication, etc. The organization, led by two-time Breast Cancer survivor Shirley M. Carter-Powell, also partners with other non-profit organizations in their mission of supporting cancer...

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We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.


Our staff has over 200 years combined experience in the insurance industry. We offer guidance and help you make the right decisions for yourself, your family, or your business.


We take care of our customers like family. We're here for you – whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.

Auto Insurance

We're experts in finding affordable and complete Michigan auto insurance. Request a quote and let us find the right coverage for you.

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Home Insurance

Michigan homeowner insurance rates can vary widely. We’ll make sure you’re covered at the best value.

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Business Insurance

Let us review your Michigan business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable Michigan life insurance choices.

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Protect Your Property - And What's Underneath It

Chances are you have multiple "service lines" running underground on your property: pipes and wires that connect your home to your energy company, cable provider, or municipality. You probably don't spend much time...

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Why Do I Need Water Backup Coverage?

By far our most common claim, not a week goes by that we don’t have an insured with a water backup issue. But why is this coverage so important? Water backups can happen to anyone. The truth is it doesn’t matter if you...

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