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Learn more about Michigan No-fault Reform

The Rathbun Agency – Local, Independent, Trusted.

The Rathbun Agency is independently owned and locally operated to handle your insurance needs. We focus on Michigan and offer affordable and reliable insurance choices all across Michigan. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

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Community Highlight - Friends of the Lansing Regional Trails

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased.For this month's Quote for a Cause campaign, we are partnering with the Friends of the Lansing Regional Trails. The Friends of the Lansing Regional Trails was started in 2014 as the Friends of the Lansing River Trail by a group of people dedicated to using the LRT and a desire to maintain and improve it. With the opening of the new connected trails, Sycamore Trail and South Lansing Pathway, and the passage of the Ingham County Trails Millage, it became clear that...

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We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.


Our staff has over 200 years combined experience in the insurance industry. We offer guidance and help you make the right decisions for yourself, your family, or your business.


We take care of our customers like family. See what they are saying about our excellent service! Read our customer testimonials »

Auto Insurance

We're experts in finding affordable and complete Michigan auto insurance. Request a quote and let us find the right coverage for you.

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Home Insurance

Michigan homeowner insurance rates can vary widely. We’ll make sure you’re covered at the best value.

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Business Insurance

Let us review your Michigan business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable Michigan life insurance choices.

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Why Should Drivers on Medicare Keep Unlimited Coverage?

One of the major changes that no-fault reform is bringing to the auto insurance landscape is the option to select different medical benefit levels. Drivers will have choices moving forward in their Personal Injury...

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What Changes are Coming to Order of Priority?

The term “order of priority” (OOP) refers to the set of rules that outline which no-fault insurer or entity has primary responsibility for payment of personal injury protection (PIP) benefits arising out of a motor...

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How Are My Insurance Policies Affected by Coronavirus?

We have had several questions the last few weeks on how to reduce premiums during the mandatory stay-at-home order for both businesses and individuals. Most all carriers are making accommodations if you call their...

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