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The Rathbun Agency – Local, Independent, Trusted.

The Rathbun Agency is independently owned and locally operated to handle your insurance needs. We focus on Michigan and offer affordable and reliable insurance choices all across Michigan. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

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September Quotes for a Cause - Jesse Melot Scholarship Fund

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased.This month, we stopped by Ele's Place to present our $500 donation towards the Jesse Melot Scholarship Fund. The fund was started in 2019 to provide an annual scholarship for advanced education to a volunteer or client of Ele’s Place, a center for grieving children and their families. The fund honors Jesse Melot, who served as an Ele’s volunteer for many years prior to his untimely death at age 37 in 2018. How does the fund operate? A Scholarship Committee made...

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We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.


Our staff has over 200 years combined experience in the insurance industry. We offer guidance and help you make the right decisions for yourself, your family, or your business.


We take care of our customers like family. See what they are saying about our excellent service! Read our customer testimonials »

Auto Insurance

We're experts in finding affordable and complete Michigan auto insurance. Request a quote and let us find the right coverage for you.

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Home Insurance

Michigan homeowner insurance rates can vary widely. We’ll make sure you’re covered at the best value.

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Business Insurance

Let us review your Michigan business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable Michigan life insurance choices.

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What is a Mini Tort Claim and How Do I File One?

A mini tort claim is like a small civil suit that you file against an at-fault driver. As a courtesy to our customers, The Rathbun Agency files mini tort claims with other insurance carriers. At this time, the maximum...

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What No-Fault Changes Are Effective Now?

While there are several implementation dates that affect the recent no-fault reform law, the vast majority of provisions do not take effect until July 1st, 2020. However, there are certain provisions that took an...

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Do I Need A Personal Umbrella Policy?

Yes. But what is an umbrella policy? A personal umbrella policy is an additional liability policy that provides coverage beyond the limits of your primary personal insurance policies. Typically, the umbrella is...

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