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Learn more about Michigan No-fault Reform

The Rathbun Agency – Local, Independent, Trusted.

The Rathbun Agency is independently owned and locally operated to handle your insurance needs. We focus on Michigan and offer affordable and reliable insurance choices all across Michigan. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

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Community Highlight - The You've Got This Project

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased.For the month of June, we will be working alongside the You've Got This project. When one of their members was diagnosed with cancer, she felt overwhelmed not knowing how to respond to treatment. The goal of the nonprofit is to lighten the effects of treatment with over-the-counter personal care items.Treatment Starter Packs are gifted to adults in the process of receiving chemotherapy and/or radiation treatment. Having these items on hand help to get patients...

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We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.


Our staff has over 200 years combined experience in the insurance industry. We offer guidance and help you make the right decisions for yourself, your family, or your business.


We take care of our customers like family. See what they are saying about our excellent service! Read our customer testimonials »

Auto Insurance

We're experts in finding affordable and complete Michigan auto insurance. Request a quote and let us find the right coverage for you.

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Home Insurance

Michigan homeowner insurance rates can vary widely. We’ll make sure you’re covered at the best value.

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Business Insurance

Let us review your Michigan business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable Michigan life insurance choices.

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Michigan Young Agent Ele's Place Virtual 5K

From June 1st-5th, our national insurance association hosted National Give Week. The goal was to highlight Young Agents and their agencies giving back in their communities. As Chair of this year's Michigan Young Agents...

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Should I Have an Umbrella Policy?

Should you have an umbrella policy? Yes. Now, more than ever, having an umbrella policy is critically important. But what is an umbrella policy? A personal umbrella policy is an additional liability policy that provides...

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Why Should Drivers on Medicare Keep Unlimited Coverage?

One of the major changes that no-fault reform is bringing to the auto insurance landscape is the option to select different medical benefit levels. Drivers will have choices moving forward in their Personal Injury...

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