Standard homeowners policies cover damage or destruction of your home and its contents. They also offer personal liability coverage to protect you financially if someone is injured or their possessions are damaged or...

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Unlike flooding caused by a storm, sewage backup is caused by the obstruction or malfunction of pipes in your home. A standard homeowners policy normally doesn’t have sewage backup insurance unless you’ve asked to add...

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Water damage can be devastating, costly and destructive to your home. The causes of water damage range from weather-related flooding to overflowing toilets. The statistics related to water damage are daunting. According...

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The idea of having “a roof over your head” is comforting precisely because roofs are so important. And you may feel reassured that your homeowners insurance policy will cover you in the event your roof is damaged due to...

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Flood insurance is a type of home or business insurance that covers flooding, which is not covered by standard home or commercial insurance. It can be written to cover buildings and contents and it's designed for owners...

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The forecast calls for a chance of thunderstorms. That may not require you to cancel your outdoor plans, but take the threat of lightning seriously. Your odds of being struck by lightning are better than you think. In...

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A fire extinguisher is a very effective tool for putting out a fire that is just getting started. Knowing how to properly use an extinguisher reduces the risk of a larger fire developing and destroying your workplace or...

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At Rathbun Insurance, our dedication to community empowerment extends far beyond our role in providing insurance services. We recognize the pivotal role women play in shaping the future of our society, and we are proud...

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At Rathbun Insurance, we don't just believe in safeguarding homes and businesses; we believe in the power of community and giving back. Since September 2015, our Quotes for a Cause campaign has been the heartbeat of our...

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Many people rent homes at some point in their lives, from college students in their first off-campus apartments to retired couples who are downsizing. If you’re a new renter, you might not be clear on what renters...

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